The likelihood of drivers stopping or leaving a “sorry” note on your windshield after they hit your car is not very good, according Allstate claims data just released.
Fully 69% of the country’s hit-and-run collisions involve a parked vehicle in the nation’s 200 largest cities.
Moreover, even though most states require a driver responsible for an accident with an unattended vehicle to notify the owner, such as leaving a note, the majority do not.
However, Allstate recommends drivers always leave a note, including an explanation of what happened no matter how visible the damage.
“Leaving the scene of an accident without stopping is a very serious matter,” said Bill Daly, Allstate assistant vice president of auto claims. “If you caused damage to a vehicle you may be liable and can be held responsible. Collision coverage will protect you if someone hits your parked car and can help pay for repairs.”
A trip to the mall or quick stop at the grocery store can quickly turn dreadful if you return to your vehicle to find you’ve been a victim of a hit-and-run.
Allstate also warns drivers of the dangers of driving distracted, especially when cruising in areas where ‘hit while parked’ incidents are high.
Turning on the radio or checking for missed calls are distractions and can make it more difficult to maneuver your vehicle. Distractions also increase your chances of becoming involved in a crash.
Here is a look at the ‘hit while parked’ percentages in America’s five largest cities:
- New York, N.Y. -70%
- Los Angeles, Calif. -60%
- Chicago, Ill. -67%
- Houston, Texas -57%
- Phoenix, Ariz. -67%
Allstate offers the following tips on what to do if someone has hit your parked vehicle:
Get the facts at the scene, and ask people if they witnessed the accident. Take down their reports and contact information. Also, take pictures of the area and all damage to your vehicle.
If the accident occurred in a parking lot, check to see if a surveillance camera caught the incident on tape.
Contact your insurance company. Report even a minor accident to your insurance company immediately.
The Allstate Corporation (NYSE:ALL) is the nation’s largest publicly held personal lines insurer.
Web Site: http://www.allstate.com/
Best note I ever saw left on a damaged car:
“I hit your car. A lot of people saw me so I had to stop and leave this note. F**k you.”