2020 Allstate Vehicle Service Contract Review

Affiliate Disclosure

Most drivers know Allstate as a car insurance provider. What they might not know, however, is that the insurer also offers an Allstate vehicle service contract for drivers looking to save money on mechanical breakdowns.

In this article, we’ll discuss the Allstate vehicle service contract in-depth, including its coverage options, cost and claims process. We’ll also give our expert opinion on the quality of Allstate’s contracts and alternative options available to you.

In addition to Allstate vehicle service contracts, our review team looked into the best extended car warranty providers on the market. Before purchasing any extended coverage plan, it’s best to reach out to multiple providers and compare quotes. You can start getting free, personalized quotes from our top recommended providers below.

Best Provider	Best for High-Mileage Cars	Most Affordable
Endurance	CARCHEX	CarShield
Editor’s Rating:	Editor’s Rating:	Editor’s Rating:
★★★★★	★★★★½	★★★★½
Get Quote	Get Quote	Get Quote
(877) 374-1840	(866) 254-0205	(800) 563-2761

Table of Contents:

• Allstate Overview
• Allstate Vehicle Service Contract Coverage
• Cost of an Allstate Vehicle Service Contract
• How to Get a Quote and File a Claim
• Allstate Vehicle Service Contract Reviews
• Conclusion: Is an Allstate Vehicle Service Contract Worth It?
• Our Picks for Best Extended Car Warranties

Allstate Overview

Allstate is an Illinois-headquartered insurance provider that’s been in business for almost 90 years. While the company is known for its insurance policies, it also offers customers an Allstate vehicle service contract called Extended Vehicle Care.

Overall, our review team gives Allstate vehicle service contracts a 3.5 out of 5.0 rating. Here’s a breakdown of our thoughts on Allstate:

Allstate has an A+ rating from the Better Business Bureau (BBB) and has a strong industry standing. Its vehicle service contracts are issued and administered by Pablo Creek Services, E.R.J. Insurance Group and SafeRide Motor Club.

Allstate Vehicle Service Contract Coverage

There are three Allstate vehicle service contract levels – Powertrain, Core Systems and Comfort & Tech – with customizable term lengths. Contracts are only available for cars that are under four years old, have fewer than 50,000 miles on their odometer and are still covered under their original factory warranty.

Here’s an overview of each Allstate extended warranty:

Allstate vehicle service contracts foot the majority of the bill for parts and labor for covered component repairs. Customers are just responsible for a $50 deductible. 

It’s important to note that your Allstate contract will only cover mechanical failures. It will not cover damage resulting from collisions, misuse, improper maintenance or normal wear and tear.

If you’re unhappy with your Allstate warranty, you can also cancel it at any time for a prorated refund. As for transferability, Allstate encourages contract holders to reach out to a specialist if they’re selling their vehicle and want to transfer their coverage to the new owner.

Additional Benefits of an Allstate Vehicle Service Contract

Each Allstate vehicle service contract comes with the following perks:

• Towing coverage up to $100 per occurrence
• Emergency roadside assistance up to $100 per occurrence
• Alternate transportation and rental car coverage up to $40 per day for a maximum of seven days while your vehicle is in the shop for a covered repair 
• Trip interruption coverage up to $500 per occurrence for a maximum of three days if your vehicle breaks down more than 100 miles from your home 

Other Available Allstate Vehicle Protection Plans

Beyond vehicle service contracts, Allstate also offers a few other auto protection plans, including:

• Tire and wheel protection
• Windshield and dent repair

Some of these protection plans are only available in certain states, so check with a representative on what options are available in your area.

Cost of an Allstate Vehicle Service Contract

The cost of your vehicle service contract will depend on a few different factors, including:

• Vehicle make, model and age: Older, high-mileage, luxury and less-reliable vehicles are often more expensive to cover.
• Contract length: Typically, longer contracts cost more than shorter contracts.
• Coverage level: A comprehensive coverage tier often is more costly than a more basic option.

Your deductible will factor into your overall monthly Allstate vehicle service payment. However, Allstate only offers a $50 deductible, so you won’t have much flexibility on that front.

How to Get a Quote and File a Claim

To get a quote for an Allstate vehicle service contract, you can use the provider’s online quote tool. You’ll just need to input your vehicle identification number (VIN), state and the current mileage on your odometer.

To file a claim with Allstate, you can call a service representative who can direct you to a nearby repair center. Once at the authorized facility, you need to provide the first page of your Allstate vehicle service contract and ask the repair shop to contact Allstate. All covered repairs will be handled by Allstate directly. Allstate has bilingual representatives who can assist customers during the claims process.

Allstate Vehicle Service Contract Reviews

Customer reviews can give you a better idea of a provider, for better and for worse. Because Allstate is predominantly an insurance provider, it’s a bit difficult to find Allstate vehicle service contract reviews.

From what we could gather about Allstate warranties specifically, some customers report having unsatisfactory customer service experiences and believe their vehicle protection plans aren’t worth the hassle. Others have been loyal Allstate customers for years and have nothing bad to say about the company.

While customer reviews can give you an idea of a provider, it’s best to not use them as the final word on a company. Often, customers inclined to review a company are those with overwhelmingly negative experiences.

Conclusion: Is an Allstate Vehicle Service Contract Worth It?

Our review team considers the Allstate vehicle service contract an average extended warranty option. For drivers who already have Allstate insurance and are satisfied with their services, it can’t hurt reaching out to Allstate for a quote. 

However, Allstate contracts are administered by third-party companies, and if you’re going the third-party route anyway, you’ll likely be able to find more coverage options, better benefits and stronger customer reviews with one of the industry’s most reputable extended car warranty companies.

Our Picks for Best Extended Car Warranties

When purchasing an extended warranty, it’s always a good idea to get multiple quotes. That way, you can compare Allstate vehicle service contracts with other options and decide which will be best for your protection needs and budget.

We recommend drivers check out Endurance and CARCHEX, two leading providers that scored highest in our industry-wide review.

Endurance: Best Provider

Endurance performs well across the board. We gave it a 4.5 rating or higher in every review category, including industry standing, coverage options and affordability. Here are a few reasons we recommend getting a quote from Endurance:

• You have five coverage options to choose from, which can extend up to 15 years or 200,000 miles.
• You have access to thousands of authorized repair facilities nationwide.
• The provider offers sample contracts online for added transparency.

For more information, read our Endurance warranty review. Use the tool below to receive a free, personalized quote from this provider.

CARCHEX: Best for High-Mileage Cars

CARCHEX is another one of our go-to providers, especially for drivers with high-mileage vehicles in need of reliable coverage. Here are a few highlights of this provider:

• You have five coverage options, which can extend up to 10 years or 250,000 miles.
• CARCHEX offers an extended warranty for cars over 100,000 miles.
• The provider boasts an A+ rating from the BBB.
• CARCHEX sample contracts are available online.

To find out more details on this provider, read our CARCHEX review. You can also click below to get a free quote.